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Enhance Your Credit History.

Improve Your Score!

For more information about our business or the financial services we provide, feel free to contact us.



About Us

Why We Are Different

MFS, Inc. is a bonded credit services company in Memphis, Tennessee, dedicated to assisting individuals in understanding and improving their creditworthiness. Our mission encompasses educating consumers about the critical importance of establishing and maintaining a robust credit profile, which is essential for securing favorable loan terms, rental agreements, and employment opportunities. Additionally, we provide comprehensive guidance on strategies for enhancing credit history, empowering clients to navigate the complexities of credit effectively and make informed financial decisions that promote long-term financial health. We  empower clients with the knowledge and tools necessary to make informed decisions about their finances, enhance their credit , and achieve long-term financial stability.

 

 We offer a wide range of services aimed at helping consumers understand and utilize their rights. Our services include personalized consultations, credit management strategies, personal credit restoration, business credit services, credit score optimization, notary services, comprehensive credit analysis, and solutions for delinquent debt.  In addition to affordable life insurance options to help safeguard your future.

 

The process of credit restoration can be overwhelming for many consumers, who may not have the time, knowledge, experience, or patience to navigate the complexities of dealing with credit bureaus. We aim to simplify this process by saving you the time and effort required to learn about consumer laws and rights under the Fair Credit Reporting Act (FCRA), Fair Debt Collections Practice Act (FDCPA), and other laws that impact your credit.

Creditor and Collector Disputes 

In order to achieve the best results, it's important to look beyond just the credit bureaus. They are only one part of the bigger picture. The law gives you the right to directly challenge any inaccurate, misleading, or questionable information on your credit reports with the creditors and collection agencies. That's why we offer direct dispute services with creditors and collectors at no extra cost.

Why We Are Here

We are here to help you achieve the things you want in life. Navigating the credit restoration process can be quite challenging if you are not aware of the laws that regulate collectors, creditors, and credit bureaus. Our role is to alleviate that burden from your shoulders and handle all the work for you so that you can get approved once again.

Support

We pride ourselves with top of the line customer service. If you need anything, you can reach us by phone or by email. If you are contacting us by email, please allow 24- 48 hours for a response.

Policies

Refund Policy

Our company does not offer refunds and cannot guarantee results. We cannot promise to remove all negative or accurate items from your credit report or guarantee specific changes to your credit score. Our process is based on our knowledge of state and federal consumer laws and our extensive experience working with creditors and credit bureaus, and we have a proven track record of success.

No-Hassle Cancellation Policy

Want to cancel your service? No problem. You have 3 days after the date the contract is signed by you without any penalty or fee. Just call or email us, and we will be happy to cancel your service.

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